FY2026 GovGuam Group Health Insurance Open Enrollment

FY2026 GovGuam Group Health Insurance Open Enrollment

FY2026 GovGuam Group Health Insurance Open Enrollment


9/19/2025

The FY2026 GovGuam Group Health Insurance Open Enrollment period will be from September 16, 2025 - September 27, 2025. GovGuam employees will be under a self-funded plan administered through a Third-Party Administrator (TPA). The FY2026 carriers for medical, visual, and pharmacy coverage will be administered exclusively by SelectCare, and dental coverage will be exclusively with NetCare. Subscribers will not see an increase in their insurance premiums unless they request a plan/class change.

Employees who are currently enrolled for medical coverage and do not wish to make any changes to their plan under SelectCare will continue their coverage with SelectCare for FY2026. No action is needed for those who do not wish to make any changes.

Employees who are currently enrolled for dental coverage and do not wish to make any changes to their plan under NetCare will continue their coverage with NetCare for FY2026. No action is needed for those who do not wish to make any changes.

Employees who are not enrolled or who wish to make changes to their medical and/or dental plans will need to complete the proper forms during the Open Enrollment period. UOG HRO will inform the units as soon as the enrollment forms from SelectCare and NetCare are made available.

UOG employees will have the option to enroll either directly with UOG HRO, via the insurance carrier's website, or at the Open Enrollment venue listed in the attached DOA Circular. Employees who enroll via the insurance carrier's website and at the Open Enrollment venue site are advised to send us a confirmation of the enrollment.

Per the Department of Administration (DOA), subscribers with outstanding balances for prior plan year/s will not be eligible to enroll for FY2026 insurance plans offered by GovGuam. Subscribers are urged to verify their deductions and report any discrepancies immediately to avoid any disruption or termination of coverage. Termination of coverage will be retroactive to the date of last payment. All are urged to pay their insurance premiums in a timely manner.

It is highly encouraged that employees review their pay advice for any discrepancies in deductions. Should there be any concerns, please contact HRO (uoghro@triton.uog.edu) and Payroll (payroll@triton.uog.edu).

Kindly review the attached DOA Circular No. 2025-038 regarding the FY2026 Group Health Insurance Open Enrollment Period. UOG HRO will provide another update soon with more information on the upcoming FY2026 Open Enrollment period.

Should you have any questions, please contact:
Cris Czar Perez, Personnel Specialist, at perezcg@triton.uog.edu
University of Guam, Human Resources Office at uoghro@triton.uog.edu