Federal Pell Grants are awarded to students seeking their first bachelor's degree, and they do not need to be paid back.

Award Amounts

The maximum amount that students may receive for the 2026-2027 academic year is $7395. The amount that students will actually receive depends on factors such as:

• Student Aid Index (SAI)
• Cost of Attendance
• Full-time or Part-time status
• a student's plans to attend for a full academic year or less
• type and length of a student's academic program
• remaining amount of Pell Lifetime Eligibility Usage (LEU)

Year-Round Pell

In certain situations, a student may be eligible to receive up to 150% of his or her scheduled Pell Grant award for the year. For example, Pell-eligible students who have used 100% of their scheduled Pell Grant during the Fall and Spring semesters may be eligible for up to an extra 50% should they attend the academic year's Summer semester.

Federal Supplemental Education Opportunity Grants are awarded to undergraduate students who have exceptional financial need. These funds do not need to be paid back.

Award Amounts

Students can receive between $100 and $4000 a year, depending on when they apply, the amount of other aid received, and availability of funds.

The Teacher Education Assistance for College and Higher Education or TEACH Grant is a grant specific to students pursuing a career in teaching.

Award Amounts

Students can receive up to $3,772 (adjusted maximum amount) per year with the condition that the student teaches for four years (at a school that serves low-income students) after graduating from an eligible program.

The TEACH Grant has additional requirements aside from the FAFSA Application. To learn more about how you can apply, visit UOG's TEACH Grant page.

Federal Direct Loans are federal funds borrowed to pursue higher education, which must be paid back with interest. Most students who do not qualify for the Pell Grant should qualify for the federal student loans.

Subsidized vs. Unsubsidized Loans

• Subsidized Loans can be borrowed by undergraduate students who demonstrate financial need. The interest for this type of loan is paid by the U.S. Department of Education while the student is attending school and for six months after he or she graduates. This type of loan is considered more beneficial for students.
• Unsubsidized Loans can be borrowed by undergraduate, graduate, or professional students, and there is no requirement to demonstrate financial need. The student is responsible for paying the interest of this type of loan for all periods.

Click one of the buttons below to learn more about Federal Direct Loans on studentaid.gov:

Direct Subsidized and Direct Unsubsidized Loans       Loan Limits